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<div class=Section1>
<p><img width=339 height=84 id="_x0000_i1025" src="GIF\Banner.jpg"
alt="Quik Budget"><a
href="http://www.palmcentral.com/product.shtml?productId=4866"><span
style='text-decoration:none;text-underline:none'><img border=0 width=126
height=41 id="_x0000_i1026" src="GIF\hotproducts3.GIF" hspace=20 align=top></span></a></p>
<p style='margin-right:.5in;margin-left:.5in'><var><b><span style='font-family:
Arial'><a href="#Overview">A Quick Overview</a></span></b></var><br>
<var><b><span style='font-family:Arial'><a href="#Whats_New">What's New<br>
</a><a href="#Quik_Start">Quik Start<br>
</a><a href="#Everything_about_Quik_Budget">Everything about Quik Budget</a></span></b></var><br>
<var><b><span style='font-family:Arial'><a href="#Export_to_CSV">Excel exporter</a></span></b></var><br>
<var><b><span style='font-family:Arial'><a href="#How_to_Register">How to
Register<br>
</a><a href="#Account_Manager_Support">Using Quik Budget with Account Mangers<br>
</a><a href="#Price">How much does it cost?<br>
</a><a href="http://www.QuikBudget.com/Download.html">Download<br>
</a></span></b></var></p>
<p><a name=Overview></a><b><span style='font-size:13.5pt;font-family:Arial'>A
Quick Overview</span></b></p>
<p><span style='font-family:Arial'>A wallet is something you keep money in to
buy things. Unfortunately, most of us have only one wallet and the money flows
in and out for all of our purchases, and we get to the end of the week
wondering where it all went. Imagine how much easier it would be to stay on
budget if you had 10 or 20 wallets that you filled every payday. You would know
instantly if you were eating out too much if your dining wallet was empty on
Tuesday. The problem is, my pants don't have enough pockets.</span></p>
<p><span style='font-family:Arial'>Quik Budget solves that problem by allowing
you to create many virtual wallets in your PalmPilot. Just tell the wallet how
much to add and it will do it for you every week, 2-weeks, half-month or month.
The wallets can overflow into *Savings if you were particularly frugal one pay
period. QB gets you started with Dining, Entertainment, Groceries and Household
wallets.</span></p>
<p><span style='font-family:Arial'>Spending money from wallets is easy. Just
click on the name of the wallet and add a new transaction. Enter the amount and
a comment about the purchase. If you enter the same comment again later, QB
will auto-fill for you. QB also includes a tax and tip calculator. After you
hit OK, QB will deduct the money from the wallet and add the transaction to the
list.</span></p>
<p><span style='font-family:Arial'>It has never been easier to stick to a
budget. If it is 4 days to payday and you only have $7 left in Dining, you know
it is time to start eating at home (or someplace <b>really</b> cheap.)</span></p>
<p><img border=0 width=500 height=4 id="_x0000_i1027" src="GIF\Image2.gif"></p>
<p><a name="Whats_New"><b><span style='font-size:13.5pt;font-family:Arial'>What
is new in Quik Budget 2.4.2?</span></b></a></p>
<p><span style='mso-bookmark:Whats_New'><span style='font-family:Arial'>For
those of you who are already familiar with Quik Budget, here is a quick rundown
on what has been added in this version:<o:p></o:p></span></span></p>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='mso-bookmark:
Whats_New'><span style='font-family:Arial'>Spend/Deposit switch.</span></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='mso-bookmark:
Whats_New'><span style='font-family:Arial'>Fixed bug that caused date to
be wrong for automatic payday transfers.</span></span></li>
</ul>
<p><span style='mso-bookmark:Whats_New'><img border=0 width=500 height=4
id="_x0000_i1028" src="GIF\Image2.gif"></span></p>
<span style='mso-bookmark:Whats_New'></span>
<p><b><span style='font-size:13.5pt;font-family:Arial'>What was added
previously:</span></b></p>
<ul type=disc>
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
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<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'><a href="#QuikLaunch">Quik entry on launch</a>.</span></li>
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'><a href="#Tracking_Fuel_Usage">Fuel personality</a>, including gas
mileage tracking.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Improved <a href="#Export_to_CSV">QB2Excel</a>. New version adds
mileage tracking and works with more spreadsheet programs.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'><a href="#Account_Manager_Support">Accounts and Loans</a> and <a
href="#Account_Manager_Support">Multicurrency Account Manager</a> support.
</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Improved <a href="#Security">security</a> features including
separate hide and lock timers. Quik Budget can now lock itself even if you
leave Quik Budget running.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Independent sub-wallets with no master name prefix</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Automatic sales tax popup list</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Easier access to foreign currencies</span></li>
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style='font-family:Arial'>Sub-wallets</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Personality"><span
style='font-family:Arial'>Wallet personalities</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Cumulative"><span
style='font-family:Arial'>Non-cumulative wallets</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Wallet merging</span></li>
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Favorite"><span
style='font-family:Arial'>Favorite wallets</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Quik"><span
style='font-family:Arial'>Quik & Edit modes</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Security"><span
style='font-family:Arial'>Password protection</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Payday"><span
style='font-family:Arial'>Improved semi-monthly and monthly payday support</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#MaxWidth"><span
style='font-family:Arial'>Adjustable number field width</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Thousands"><span
style='font-family:Arial'>Thousands separators</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a
href="#Account_Manager_Support"><span style='font-family:Arial'>QMate
support</span></a><span style='font-family:Arial'>.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Improved </span><a href="#Show options"><span style='font-family:
Arial'>Show options</span></a><span style='font-family:Arial'>.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>By default, credits are now shown in parenthesis, not as negative
numbers.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Quik Budget now allows much larger numbers for the amount.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Quik Budget also allows longer wallet names.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
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<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Currency support"><span
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style='font-family:Arial'>.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
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style='font-family:Arial'>Calculator Pass-thru</span></a></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Fix for umlauts and accents in auto-fill.</span></li>
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Export_to_CSV"><span
style='font-family:Arial'>Export to CSV (Excel)</span></a><span
style='font-family:Arial'>.</span></li>
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mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
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Arial'>Expenses button added to main form.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a
href="#Overflow to any wallet"><span style='font-family:Arial'>Overflow to
any wallet</span></a><span style='font-family:Arial'>.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Private wallet support much improved.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#GoType"><span
style='font-family:Arial'>GoType</span></a><span style='font-family:Arial'>
keyboard support.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Transfer"><span
style='font-family:Arial'>Transfer between categories</span></a><span
style='font-family:Arial'>. This has been one of the most asked for
features.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><a href="#Filtering"><span
style='font-family:Arial'>Filtering</span></a><span style='font-family:
Arial'>. Quik Budget now includes transaction filtering on the Expenses
form.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>Duplicate transactions. You can now make an exact copy of an
existing transaction from the menu.</span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l7 level1 lfo2;tab-stops:list .5in'><span style='font-family:
Arial'>'Cleared' and 'Never Purge' flags in </span><a
href="#Expense Details"><span style='font-family:Arial'>Details</span></a><span
style='font-family:Arial'>.</span></li>
</ul>
<p><img border=0 width=500 height=4 id="_x0000_i1029" src="GIF\Image2.gif"></p>
<p><b><span style='font-size:13.5pt;font-family:Arial'>How does it work?</span></b></p>
<p><span style='font-family:Arial'>For those who want a quick tour, try the </span><a
href="#Quik_Start"><span style='font-family:Arial'>Quik Start</span></a><span
style='font-family:Arial'> by clicking </span><a href="#Quik_Start"><span
style='font-family:Arial'>here</span></a><span style='font-family:Arial'>. If
you want to know </span><a href="#Everything_about_Quik_Budget"><span
style='font-family:Arial'>everything you'll ever need to know about Quik Budget</span></a><span
style='font-family:Arial'>, click </span><a href="#Everything_about_Quik_Budget"><span
style='font-family:Arial'>here</span></a><span style='font-family:Arial'>.</span></p>
<p><img border=0 width=500 height=4 id="_x0000_i1030" src="GIF\Image2.gif"></p>
<p><a name="Quik_Start"></a><b><span style='font-size:13.5pt;font-family:Arial'>Quik
Start</span></b></p>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l3 level1 lfo3;tab-stops:list .5in'><span style='font-family:
Arial'>From the main screen, hit <img border=0 width=42 height=14
id="_x0000_i1031" src="GIF\buttons\PayPeriod_Button.gif">to select your
payday.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l8 level1 lfo4;tab-stops:list .5in'><span style='font-family:
Arial'>From the main screen, hit <img border=0 width=28 height=14
id="_x0000_i1032" src="GIF\buttons\New.GIF" alt=New>to add budget
categories. After you have created your wallets, you can edit the
budgetted amount and amount remaining directly in the main list.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo5;tab-stops:list .5in'><span style='font-family:
Arial'>To spend money or see an expense history, click on a wallet name.
This will take you to the expenses page. From here, click <img border=0
width=28 height=14 id="_x0000_i1033" src="GIF\buttons\New.GIF" alt=New>to
spend money from a wallet.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l9 level1 lfo6;tab-stops:list .5in'><span style='font-family:
Arial'>Enter a comment (restaurant name, item purchased, etc.) and use the
calculator to enter the amount you spent. You do not have to click on the
fields. Text will automatically go to the Comment field and the calculator
will automatically select the Spend How Much field. You can click on the
tax and tip buttons to add tax and tip.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l10 level1 lfo7;tab-stops:list .5in'><span style='font-family:
Arial'>Hit <img border=0 width=44 height=14 id="_x0000_i1034"
src="GIF\buttons\Details.GIF" alt=Details...>if you want to change
wallets, track your account, change the time/date stamp, mark a
transaction private or enter a longer note.</span></li>
</ul>
<p><img border=0 width=500 height=4 id="_x0000_i1035" src="GIF\Image2.gif"></p>
<p><a name="Everything_about_Quik_Budget"></a><b><span style='font-size:13.5pt;
font-family:Arial'>Everything You'll Ever Need to Know about Quik Budget</span></b></p>
<p><strong><span style='font-family:Arial'>Main Wallet List:</span></strong></p>
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o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f"
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<o:lock v:ext="edit" aspectratio="t"/>
</v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t75" alt="" style='position:absolute;
margin-left:0;margin-top:0;width:120pt;height:120pt;z-index:1;
mso-wrap-distance-left:0;mso-wrap-distance-top:0;mso-wrap-distance-right:0;
mso-wrap-distance-bottom:0;mso-position-horizontal:left;
mso-position-horizontal-relative:text;mso-position-vertical-relative:line'
o:allowoverlap="f">
<v:imagedata src="GIF\Main.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160 src="GIF\Main.GIF"
align=left v:shapes="_x0000_s1026"><![endif]><span style='font-family:Arial'>When
you start Quik Budget, you begin on the Wallets List. By default, Quik Budget
will create *Savings, Dining, Entertainment, Groceries and Household wallets.
You can create additional wallets by tapping the <img border=0 width=28
height=14 id="_x0000_i1036" src="GIF\buttons\New.GIF">button. Set your payday
with the <img border=0 width=42 height=14 id="_x0000_i1037"
src="GIF\buttons\PayPeriod_Button.gif">button. Use the <img border=0 width=48
height=14 id="_x0000_i1038" src="GIF\buttons\Expenses_Button.gif">button to get
a list of all transactions to date.</span></p>
<p><a name=Quik></a><span style='font-family:Arial'>You can edit your budget
and the amount remaining in your wallets directly in this form. You can also
use the List/Quik/Edit button to either List transactions in the wallet, enter
new transactions quickly or edit the wallet details.</span></p>
<p><span style='font-family:Arial'>You can use the list in the upper right to
filter out wallets you are not interested in. This list will make much more
sense after you read about </span><a href="#WalletDetails"><span
style='font-family:Arial'>Wallet Details</span></a><span style='font-family:
Arial'> and </span><a href="#Sub-Wallets"><span style='font-family:Arial'>Sub-Wallets</span></a><span
style='font-family:Arial'>.</span></p>
<p><span style='font-family:Arial'>If you are running the QMate enabled version
of Quik Budget, you can click on the QMate tab to go directly to QMate.</span></p>
<p><a name=Payday></a><strong><span style='font-family:Arial'>Pay Period:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1027" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:112.5pt;
z-index:2;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Pay_Period.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=150
src="GIF\Pay_Period.gif" align=left v:shapes="_x0000_s1027"><![endif]><span
style='font-family:Arial'>One of the first things you will want to do is setup
your payday. Hit <img border=0 width=42 height=14 id="_x0000_i1039"
src="GIF\buttons\PayPeriod_Button.gif">. Choose how often you get paid and set
the date of your next payday.</span></p>
<p><span style='font-family:Arial'>If you choose monthly, you can select to
have the payday automatically occur on the last day of the month. If you get
paid either monthly or semi-monthly, you can choose to have Quik Budget skip
weekends. With this option, any paydays that land on Saturday or Sunday will
automatically be moved forward to Friday. Don't worry if the date still shows
as being on Saturday or Sunday in this dialog, the payday will still occur on
Friday.</span></p>
<p> </p>
<p> </p>
<p><strong><span style='font-family:Arial'>Wallets:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1028" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:3;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Wallet.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160 src="GIF\Wallet.GIF"
align=left v:shapes="_x0000_s1028"><![endif]><span style='font-family:Arial'>To
create a new wallet, hit <img border=0 width=28 height=14 id="_x0000_i1040"
src="GIF\buttons\New.GIF" alt=New>. Enter the name of the wallet, the amount
you want to allocate each pay period and the amount you have left until next
payday. You can have up to 16 master wallets but </span><a href="#Sub-Wallets"><span
style='font-family:Arial'>later</span></a><span style='font-family:Arial'> in
this document you will learn how to make almost unlimited sub-wallets.</span></p>
<p><span style='font-family:Arial'>Every payday, the "Amount per pay
period" is added to whatever is left in the wallet. If, for instance, you
allocate $100 to dining but only use $50, on payday you will end up with $150
remaining in Dining. If you want to prevent this overflow, you can put a check
in "Send to <Wallet> if over:" and specify a cap. Then the
overflow will be entered as a credit in the specified wallet.</span></p>
<p><a name="Overflow_to_any_wallet"></a><strong><span style='font-family:Arial'>Tip:</span></strong><span
style='font-family:Arial'> You might want to have two wallets overflow into
each other. For instance, Dining into Groceries and Groceries into Dining. Then
anything left over in one will go into the other. If both wallets end up
overflowing, the remainder will automatically be sent to *Savings.</span></p>
<p><span style='font-family:Arial'>Once you have setup a wallet, you can edit
the amount per pay period and the amount remaining directly in the main Wallets
screen. You can get back to the Wallet Overview screen by clicking in either
numeric field of a wallet, hitting Menu and choosing Edit Wallet. Alternately,
you can click the List/Quik/Edit switch until it says Edit. Then you can just
click on the name of the wallet you want to edit.</span></p>
<p><strong><span style='font-family:Arial'>Tip:</span></strong><span
style='font-family:Arial'> From the Expenses and New Expense forms, you can
edit the wallet details by clicking on the name of the wallet at the top of the
form.</span></p>
<p> </p>
<p> </p>
<p><a name=WalletDetails></a><strong><span style='font-family:Arial'>Wallet
Details:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1029" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:4;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Wallet_Details.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Wallet_Details.GIF" align=left v:shapes="_x0000_s1029"><![endif]><span
style='font-family:Arial'>If you tap the <img border=0 width=44 height=14
id="_x0000_i1041" src="GIF\buttons\Details.GIF">button from the Wallet form,
you will be presented with a few advanced features. These are:</span></p>
<p><span style='font-family:Arial'>1. Sub Of: Please see </span><a
href="#Sub-Wallets"><span style='font-family:Arial'>Sub-Wallets</span></a><span
style='font-family:Arial'> below for details.</span></p>
<p><span style='font-family:Arial'>2. <a name=Personality></a>Personality: This
determines what kind of calculator the wallet uses. These include None, Tax,
Tip, Tax & Tip and Fuel.</span></p>
<p><span style='font-family:Arial'>3. <a name=Favorite></a>Favorite: This
allows you to mark the wallets you use most. Then you can set the main wallets
list to display only your favorites.</span></p>
<p><span style='font-family:Arial'>4. Private: You can also mark a wallet as
private. Private wallets do not show in the Wallets list unless you have your
PalmPilot set to show private records in the Palm OS Security application. If
you are going to let your spouse borrow your PalmPilot, for instance, you may
want to hide your Gifts wallet. Without the password, nobody will be able to
see any evidence of the wallet including any of the transactions.</span></p>
<p><span style='font-family:Arial'>5. <a name=Cumulative></a>Cumulative: You
probably want this on. With it off, the wallet will always be set to the
budgetted amount on you payday. With it on, the budgetted amount will be added
to whatever is currently in the amount remaining field. This is the recommended
setting.</span></p>
<p> </p>
<p><a name=Sub-Wallets></a><strong><span style='font-family:Arial'>Sub-Wallets:</span></strong></p>
<p><span style='font-family:Arial'>Quik Budget 2.0 adds the concept of sub-wallets.
A sub-wallet is contained in a master wallet. You can make a wallet a
sub-wallet by using the "Sub Of" list in </span><a
href="#WalletDetails"><span style='font-family:Arial'>Wallet Details</span></a><span
style='font-family:Arial'>. After you choose a master wallet you can choose the
type of sub-wallet you want. There are 4 type:</span></p>
<p><span style='font-family:Arial'>1. Independent: This is essentially the same
as a master wallet. It is simply contained within the master for organizational
purposes.</span></p>
<p><span style='font-family:Arial'>2. Shared: Share sub-wallets have their own
values for Budget and Remaining but any expenses are deducted from both the
sub-wallet and the master.</span></p>
<p><span style='font-family:Arial'>3. Percentage: With these, you can specify a
percentage of the master that you want to use for the budgetted amount. The
remaining amount may be freely set. Like Shared, expenses are deducted from
both the sub-wallet and the master.</span></p>
<p><span style='font-family:Arial'>4. Minor: These are great for minor wallets
that you want only for documentation purposes. They do not have independent
Budget and Remaining values. Expenses are simply deducted from the master. As
an example, you might want to have Car Wash, Routine Service, Oil Change, Major
Service and Parts as minor sub-wallets of your Auto wallet.</span></p>
<p><strong><span style='font-family:Arial'>Expense History and Spending/Depositing
Money:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1030" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:5;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Expenses.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Expenses.GIF" align=left v:shapes="_x0000_s1030"><![endif]><span
style='font-family:Arial'>To see the expense history for a wallet or spend
money, just click on the name of the wallet. This will take you to the Expenses
screen. Here you can see a record of all of your transactions. You can edit the
date, comment, currency or amount directly on this screen. If you change the
amount of a transaction, the amount remaining and total will automatically be
adjusted. If you want to move a transaction to another wallet, click on the
transaction and choose details. From the </span><a href="#Expense Details"><span
style='font-family:Arial'>Expense Details</span></a><span style='font-family:
Arial'> screen you can change categories, change accounts, add notes, etc.</span></p>
<p><span style='font-family:Arial'>You can change wallets from this screen by
selecting a different name in the upper-right hand corner. If you want to see a
history of all of your transactions from every wallet, you can choose All. You
can also click on the bold-face name of the wallet to go directly to the Wallet
Overview.</span></p>
<p> </p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1031" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:6;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Expenses_Menu.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Expenses_Menu.gif" align=left v:shapes="_x0000_s1031"><![endif]><span
style='font-family:Arial'>If you click <img border=0 width=28 height=30
id="_x0000_i1042" src="GIF\buttons\Menu.GIF">you can delete and duplicate
transactions as well as editing and </span><a href="#Purging"><span
style='font-family:Arial'>purging</span></a><span style='font-family:Arial'> the
wallet. You can also </span><a href="#Transfer"><span style='font-family:Arial'>transfer</span></a><span
style='font-family:Arial'> money between wallets.</span></p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1032" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:7;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\New_Expense.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\New_Expense.gif" align=left v:shapes="_x0000_s1032"><![endif]><span
style='font-family:Arial'>To spend money, just hit <img border=0 width=28
height=14 id="_x0000_i1043" src="GIF\buttons\New.gif" alt=New>. This will take
you to the New Expense screen. Here you can enter a comment and amount. If you
tap the Spend button, it will change to Deposit if you want to add money to a
wallet.<o:p></o:p></span></p>
<p><span style='font-family:Arial'>QB includes a full tax, tip and currency
calculator. Just calculate the amount of your portion of the bill and tap <img
border=0 width=27 height=16 id="_x0000_i1044" src="GIF\buttons\Tax.gif"
alt=Tax>and <img border=0 width=23 height=16 id="_x0000_i1045"
src="GIF\buttons\Tip.gif" alt=Tip>. You can change the percentage of the tax or
tip at anytime. The tax and tip calculator should always do what you expect.</span></p>
<p><span style='font-family:Arial'>One very useful feature of the calculator is
the round-up/down buttons. If you round after hitting the <img border=0
width=23 height=16 id="_x0000_i1046" src="GIF\buttons\Tip.gif" alt=Tip>button,
the calculator will automatically show the new percentage of your tip.<span
style="mso-spacerun: yes"> </span>You can round the total or the tip by
tapping in the field you want to round.</span></p>
<p><span style='font-family:Arial'>The account list normally contains a
predefined list of accounts. However, if you have Quik Budget for QMate
installed, this will become a list of QMate accounts. If you choose a QMate
account for the transaction, the record will be created in both Quik Budget and
QMate.</span></p>
<p> </p>
<p><a name="Currency_support"></a><strong><span style='font-family:Arial'>Currency
support:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1033" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:97.5pt;
z-index:8;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Currency.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=130
src="GIF\Currency.gif" align=left v:shapes="_x0000_s1033"><![endif]><span
style='font-family:Arial'>If you click on the currency indicator on the New
Expense form, you will be taken to the Currency form. Here you can choose the
currency of the transaction as well as create and delete currencies. If you
choose a foreign currency, the New Expense form will show both the foreign
currency and your home currency. You can use the calculator in either field and
QB will automatically calculate the correct amount.</span></p>
<p><span style='font-family:Arial'>When defining new currencies, you must
specify:</span></p>
<p><span style='font-family:Arial'>1. A country name<br>
2. A currency symbol such as $. This must be unique for each currency.<br>
3. A currency code. Preferably the international currency code for the given
currency. QB will use this in the future to allow for updating currencies automatically
over the Internet.<br>
4. Specify whether or not the currency uses a decimal.<br>
5. Specify whether or not the currency is locked to the Euro. If a currency is
locked to the Euro, its exchange rate will automatically be adjusted if the
rate of the Euro is changed.</span></p>
<p><span style='font-family:Arial'>I have created a few currencies to get you
started. If you notice any errors in my definitions, please let me know via
email to </span><a href="mailto:Author@QuikBudget.com"><span style='font-family:
Arial'>bug@QuikBudget.com</span></a><span style='font-family:Arial'>.</span></p>
<p> </p>
<p><a name=Filtering></a><strong><span style='font-family:Arial'>Filtering
(Reports and Sub-Wallets)</span></strong></p>
<p><span style='font-family:Arial'>Quik Budget supports transaction filtering
in two ways. First, you can enter a few letters into the 'Lookup' field. Only
records beginning with those letters will be shown. Case is ignored so do not
worry about capitalization.</span></p>
<p><span style='font-family:Arial'>The second way to filter transactions is by
clicking on the From checkbox. This enables from and to dates. The default is
to show only those transactions in your current pay period but you can click on
either the From or To date to change them. <strong>Tip:</strong> If you set To
to a date prior to the From date, the From date will automatically be moved
back by an equal amount. If you set From to a date after To, To will
automatically be moved forward an equal amount.</span></p>
<p><span style='font-family:Arial'>Together, these features allow for very
flexible reporting. Remember, if you change your wallet to "All", you
can see the expenses that meet the criteria your set from every wallet at the
same time.</span></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1034" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:102pt;
z-index:9;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Show.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=136 src="GIF\Show.gif"
align=left v:shapes="_x0000_s1034"><![endif]><a name="Show_options"></a><span
style='font-family:Arial'>You can also specify a number of Show Options. Show
account list causes a popup list to be displayed on the Expenses form. You can
use that list to show only transactions from that account. If you show
currencies, Quik Budget will add a column to show the currency symbol. With
this option off, QB will show the amount of the transaction in your home
currency.</span></p>
<p><span style='font-family:Arial'>If you put a check in Hide transfers, QB
will not show transfers between wallets in the expense list. This is very
convenient when you want to see how much you really spent.</span></p>
<p><span style='font-family:Arial'>If you check Hide cleared transactions, QB
will not show cleared records. This is useful when you are comparing a wallet
to your statements.</span></p>
<p><span style='font-family:Arial'>Show credits as negative causes credits to
wallets to be displayed as negative numbers, i.e. -50.00. With this off,
credits are shown in parenthesis, i.e. (50.00).</span></p>
<p><span style='font-family:Arial'>Show current pay period by default causes
Quik Budget to start with the From checkbox on and the current pay period
selected as the date range. This improves performance if you have a lot of
transactions.</span></p>
<p> </p>
<p> </p>
<p><a name="Expense_Details"></a><strong><span style='font-family:Arial'>Expense
Details:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1035" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:10;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Details.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Details.GIF" align=left v:shapes="_x0000_s1035"><![endif]><span
style='font-family:Arial'>If you would like to change the account, mark the
record private, protect it from being purged, change the date/time or enter a
longer note, hit <img border=0 width=44 height=14 id="_x0000_i1047"
src="GIF\buttons\Details.GIF" alt=Details>. You can also change wallets and
delete records from here. If you move transactions, the money will be credited
back to the original wallet or account and debited from the new one. Deleted
transactions are credited back to the wallet and account. <strong>Note:</strong>
Currently, account balances may only be tracked with QMate. Any changes you
make to a record with a QMate account will be automatically updated in both
Quik Budget and QMate.</span></p>
<p><span style='font-family:Arial'>If the transaction is a transfer between
wallets, the Account list will be replaced by a Transfer list. Here you can
choose to change the wallet the transfer is with.</span></p>
<p> </p>
<p> </p>
<p> </p>
<p><strong><span style='font-family:Arial'>Preferences:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1036" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:11;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Preferences.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Preferences.GIF" align=left v:shapes="_x0000_s1036"><![endif]><span
style='font-family:Arial'>You can change the preferences from the Wallets,
Expenses or New Expense screens by hitting Menu and choosing Options |
Preferences. Here you have the following options:</span></p>
<p><span style='font-family:Arial'>"Calc" Pass-Thru - Allows you to
overload the Calculator button. See </span><a href="#Calculator Pass-Thru"><span
style='font-family:Arial'>below</span></a><span style='font-family:Arial'>.</span></p>
<p><a name=QuikLaunch></a><span style='font-family:Arial'>Quik entry on launch
causes Quik Budget to go directly to the expense entry screen when you start
the program.</span></p>
<p><a name=Thousands></a><span style='font-family:Arial'>Use thousands
separators - This determines whether tables contain 10000 or 10,000. This can
be critical for big number currencies like the Italian Lira.</span></p>
<p><span style='font-family:Arial'>Show master name - This will display
sub-wallets prefixed with the master name, i.e. Dining:Lunch.</span></p>
<p><span style='font-family:Arial'>Tip on Tax - Most people pay 15% tip on the
whole bill. But some pay only on the pretax amount. If you prefer to tip on the
full amount, select Tip on Tax.</span></p>
<p><a name=MaxWidth></a><span style='font-family:Arial'>Max number width. Most
people in the U.S. don't need more than 7 characters for number fields. That is
big enough for 6 digits and a decimal, i.e. 7000.00. The Italians and Koreans,
however, need much more space as their currencies often use 7 or more
significant digits. This field will specify how much space to allocate in
tables for numbers. Set this as low as you can so that you can see as much of
the description fields as possible.</span></p>
<p><span style='font-family:Arial'>Round by - Specifies how much to round by in
the calculator with the round-up and round-down buttons.</span></p>
<p><span style='font-family:Arial'>Home Currency - Specifies which country you
live in. If you change countries, QB will automatically recalculate all of its
exchange rates.</span></p>
<p> </p>
<p><a name=Purging></a><strong><span style='font-family:Arial'>Purging Old
Transactions:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1037" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:75.75pt;
z-index:12;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Purge.GIF"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=101 src="GIF\Purge.GIF"
align=left v:shapes="_x0000_s1037"><![endif]><span style='font-family:Arial'>If
you would like to purge old transactions without adding the money back into the
wallets, just choose purge from either the Wallets or the Expenses page. From
the Expenses page you can purge a single wallet. From the Wallets page you can
purge all wallets. You can choose to purge records that are over 1 week, 2
weeks, 3 weeks, 1 month, 2 months, 3 months or 4 months old.</span></p>
<p><span style='font-family:Arial'>If you would like to protect any
transactions from purging, you can click on <img border=0 width=44 height=14
id="_x0000_i1048" src="GIF\buttons\Details.GIF">and select <strong>Never Purge</strong>.</span></p>
<p> </p>
<p> </p>
<p><a name=Transfer></a><strong><span style='font-family:Arial'>Transferring
Money Between Wallets:</span></strong></p>
<p><span style='font-family:Arial'>If you click <img border=0 width=28
height=30 id="_x0000_i1049" src="GIF\buttons\Menu.GIF">from the Wallets form,
you can choose Transfer. This will allow you to transfer money between two
wallets. Quik Budget will keep create a To transaction in one wallet and a From
transaction in the other. These two transactions will always be kept in sync.
If you change the date, amount or details in one, the change will be made to
both.</span></p>
<p> </p>
<p> </p>
<p> </p>
<p><a name=Security></a><strong><span style='font-family:Arial'>Security:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1038" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:91.5pt;
z-index:13;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Security.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=122
src="GIF\Security.gif" align=left v:shapes="_x0000_s1038"><![endif]><span
style='font-family:Arial'>From the Options menu, you can choose Security to
change Quik Budget's password options. Normally Quik Budget uses the system's
"Hide/Show private records" state. Using the security options, it is
possible to Show or Hide private wallets and transactions locally to Quik
Budget. NOTE: If your system setting is "Hide" and you choose to
unhide from the security options, private records will be unhidden for this
execution of QB only.</span></p>
<p><span style='font-family:Arial'>You can also specify that you would like a
password to be required everytime you run Quik Budget. Since you may want to go
in and out of QB quickly, you can also specify that a password is only required
if you have been away from Quik Budget for a certain number of minutes, hours
or days. You can do the same for hiding private records.</span></p>
<p> </p>
<p><a name="Tracking_Fuel_Usage"></a><strong><span style='font-family:Arial'>Tracking
fuel usage:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1039" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:14;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Gas.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160 src="GIF\Gas.gif"
align=left v:shapes="_x0000_s1039"><![endif]><span style='font-family:Arial'>One
of the Wallet personalities needs comment. Quik Budget can now track your gas
mileage. Simply edit the <a href="#WalletDetails">wallet details</a> for the
wallet you use to track gasoline purchases and select the Fuel personality. Now
when you enter transactions in that wallet, Quik Budget displays a screen like
the one shown to the left. You can track up to 15 cars. When you get gas, just
enter your odometer reading, the amount of gas, the price and any miscellaneous
charges such as car wash or a 25 cent ATM card fee.</span></p>
<p><span style='font-family:Arial'>When you choose <img border=0 width=37
height=14 id="_x0000_i1050" src="GIF\buttons\Done.GIF">, Quik Budget will ask
if you filled the tank. If you did, it will calculate the gas mileage.
Otherwise, it will remember how much gas you put in so that it can accurately
calculate the gas mileage next time you fill up. Quik Budget will automatically
remember the last 4 prices and miscellaneous expenses.</span></p>
<p><span style='font-family:Arial'>If you don't remember to record the odometer
reading, just hit <img border=0 width=37 height=14 id="_x0000_i1051"
src="GIF\buttons\Done.GIF">without changing the Meter field. In this case, Quik
Budget will not record the odometer reading and will wait to calculate gas
mileage until you both change the meter field and fill the tank.</span></p>
<p> </p>
<p><a name=GoType></a><strong><span style='font-family:Arial'>GoType Keyboard
Support:</span></strong></p>
<p><span style='font-family:Arial'>Quik Budget has excellent support for the
GoType Keyboard from Landware. On the Wallet Overview and New Expense forms,
you can use the Up/Down arrow keys and the Tab key to navigate between fields.
You can also use the keyboard for doing calculations on the New Expense form.
Use * for multiply, / for divide, etc. Use ` for Tax and ~ for Tip.</span></p>
<p><span style='font-family:Arial'>On the Wallets form, you can use the Up/Down
arrow keys to choose a wallet. Tab switches between the Amount and Remaining
fields. Enter will take you to the Expenses form for the selected wallet.</span></p>
<p> </p>
<p> </p>
<p><a name="Export_to_CSV"></a><strong><span style='font-family:Arial'>Export
to CSV (Excel) in Windows:</span></strong></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1040" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:281.25pt;height:144.75pt;
z-index:15;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\qb2excel.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=375 height=193
src="GIF\qb2excel.gif" align=left v:shapes="_x0000_s1040"><![endif]><span
style='font-family:Arial'>Quik Budget comes with a program called QB2Excel. It
can be downloaded from <a href="http://www.QuikBudget.com/QB2Excel.zip">http://www.QuikBudget.com/QB2Excel.zip</a>.
To use this program, simply extract the files to a directory and double click
on the .exe file.</span></p>
<p><span style='font-family:Arial'>Select Export to simply create the file or
Export and Load to create it and attempt to load it into Excel. This will only
work if Excel is in your path.</span></p>
<p><span style='font-family:Arial'>The exporter creates a text file with a CSV
extension. These may be loaded into virtually any spreadsheet as well as text
editors, word processors, etc.</span></p>
<p> </p>
<p> </p>
<p> </p>
<p><a name="Backup_Conduit"></a><strong><span style='font-family:Arial'>Backup
Conduit:</span></strong></p>
<p><span style='font-family:Arial'>Quik Budget does automatic backups of your
data to your PC using the Backup Conduit. The files are typically saved in
C:\Palm\<username>\ExpensesDB and CategoryDB. This will soon be replaced
with a full PC-side conduit which will allow you to create transactions on your
PC or PalmPilot.</span></p>
<p> </p>
<p><img border=0 width=500 height=4 id="_x0000_i1052" src="GIF\Image2.gif"></p>
<p><a name="Calculator_Pass-Thru"></a><b><span style='font-size:13.5pt;
font-family:Arial'>What is the "Calculator Pass-thru"?</span></b></p>
<p><span style='font-family:Arial'>The most convenient way to access Quik
Budget is to use the Calculator button for both Quik Budget and the built-in
calculator (or app of your choice.)</span></p>
<p><span style='font-family:Arial'>From Quik Budget, click <img border=0
width=28 height=30 id="_x0000_i1053" src="GIF\buttons\Menu.GIF">and choose
Options | Preferences. Check the box next to "Calc" Button. If you
want to use a different calculator from the default, choose it from the list.</span></p>
<p><span style='font-family:Arial'>Now when you hit the Calculator button, Quik
Budget will start. If you hit it again, the calculator or app of your choice
will start.</span></p>
<p> </p>
<p> </p>
<p><img border=0 width=500 height=4 id="_x0000_i1054" src="GIF\Image2.gif"></p>
<p><a name="How_to_Register"></a><b><span style='font-size:13.5pt;font-family:
Arial'>How do I register?</span></b></p>
<p><!--[if gte vml 1]><v:shape id="_x0000_s1041" type="#_x0000_t75" alt=""
style='position:absolute;margin-left:0;margin-top:0;width:120pt;height:120pt;
z-index:16;mso-wrap-distance-left:0;mso-wrap-distance-top:0;
mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;
mso-position-horizontal:left;mso-position-horizontal-relative:text;
mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="GIF\Register.gif"/>
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=160 height=160
src="GIF\Register.gif" align=left v:shapes="_x0000_s1041"><![endif]><span
style='font-family:Arial'>If you have received a registration code for Quik
Budget, start the program, click <img border=0 width=28 height=30
id="_x0000_i1055" src="GIF\buttons\Menu.GIF">and choose Options | Register. In
the space provided, enter your registration code. If you would like to purchase
Quik Budget but do not know your user name, you can find it here. Be sure to
specify the exact spelling including case.</span></p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p><img border=0 width=500 height=4 id="_x0000_i1056" src="GIF\Image2.gif"></p>
<p><a name="Account_Manager_Support"></a><b><span style='font-size:13.5pt;
font-family:Arial'>Using Quik Budget with account managers</span></b></p>
<p><span style='font-family:Arial'>Quik Budget now has direct support for <a
href="http://www.wco.com/%7Esdakin/qmate.html">QMate</a> by Steve Dakin, <a
href="http://www.mamsuite.com">MAM</a> by <a
href="http://www.ping.be/max_edelman">Max Edelman</a> and <a
href="mailto:choukhman@arcadis.be">Alex Choukhman</a>, and <a
href="http://members.home.net/jchleung/AL_Doc/AL.html">Accounts and Loans</a>
by John Leung.</span></p>
<p><span style='font-family:Arial'>QMate is a very well established and popular
account manager for the Palm Computing platform. It includes a very nice PC and
Mac conduit for syncing with Quicken and MS Money. If you use QMate 1.5 and
install the special version of Quik Budget.PRC in the QMate directory, you will
be able to use QMate to manage your accounts while Quik Budget manages your
wallets. You will notice that the title on the Wallets screen also shows QMate.
If you click on the word QMate, you will be taken directly into the program.</span></p>
<p><span style='font-family:Arial'>MAM is also very popular and comes has
numerous add-on modules. If you use MAMEasy or MAMPro 2.0 or higher and install
the special version of Quik Budget.PRC in the MAM directory, you will be able
to use MAM to manage your accounts while Quik Budget manages your wallets. You
will notice that the title on the Wallets screen also shows MAM. If you click
on the word MAM, you will be taken directly into the program.</span></p>
<p><span style='font-family:Arial'>Accounts and Loans has been getting some
pretty good press lately. It combines a simple user interface with loan
tracking, account management and regular (scheduled) transactions. If you use
Acc-N-Loan 1.04 or higher and install the special version of Quik Budget.PRC in
the Acc-N-Loan directory, you will be able to use Acc-N-Loan to manage your
accounts while Quik Budget manages your wallets. You will notice that the title
on the Wallets screen also shows ANL. If you click on the word ANL, you will be
taken directly into the program.</span></p>
<p><span style='font-family:Arial'>This is a very powerful combination. For
example, if you go to the grocery store and use your Citibank MasterCard to buy
a few things, you can spend the money from your groceries wallet and choose
Citibank Mastercard as the account. Quik Budget will create the transaction in
both programs and adjust the balance in both as well. If you later change the
amount, comment, note, etc. from Quik Budget, the matching transaction in your
account manager will also be changed. <strong>Note:</strong> Currently, this is
one-way only. If you change the transaction from your account manager, Quik
Budget will not be updated. The authors of all three programs are looking into
adding direct Quik Budget support in the future.</span></p>
<p><span style='font-family:Arial'>Hopefully this will be the first of many
collaborations such as this on the Palm Computing platform. Please let us know
what you think.</span></p>
<p> </p>
<p><img border=0 width=500 height=4 id="_x0000_i1057" src="GIF\Image2.gif"></p>
<p><b><span style='font-size:13.5pt;font-family:Arial'>Crystal Ball</span></b></p>
<p><span style='font-family:Arial'>I am perfectly happy to take new feature
requests from users. In fact, that is the primary reason that Quik Budget has
matured so quickly. Just send me email at </span><a
href="mailto:Comment@QuikBudget.com"><span style='font-family:Arial'>Comment@QuikBudget.com</span></a><span
style='font-family:Arial'>. I am currently planning the following improvements:</span></p>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l1 level1 lfo8;tab-stops:list .5in'><span style='font-family:
Arial'>PC conduit - I had hoped to have a conduit ready for release with
QB 2.0. Unfortunately, this is proving to be a much more complex task than
I had hoped. The Palm Computing supplied classes are geared for single
user apps but I want the Quik Budget conduit to be multi-user. The good
news is that I have started and this is currently my major focus. I plan
to make a PC app for entering and editing transactions. In this way,
non-Pilot users in the family could put expenses into the PC and they
would be deducted from the wallet next time you sync. This will also have
an option of allowing multiple PalmPilots to sync their wallets together.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l2 level1 lfo9;tab-stops:list .5in'><span style='font-family:
Arial'>Ultrasoft Money support. I have already begun work on this.<span
style="mso-spacerun: yes"> </span>I am hoping to release QB for
Ultrasoft Money around the same time Ultrasoft releases version 1.2.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l4 level1 lfo11;tab-stops:list .5in'><span style='font-family:
Arial'>Iambic AllMoney support.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l5 level1 lfo10;tab-stops:list .5in'><span style='font-family:
Arial'>Infra-red support - If there is enough demand, I will enable IR
support for transferring records and syncing wallets between PalmPilots.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l4 level1 lfo11;tab-stops:list .5in'><span style='font-family:
Arial'>Euro mode. This will allow European users to quickly switch between
their native currency and the Euro.</span></li>
</ul>
<ul type=disc>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l6 level1 lfo12;tab-stops:list .5in'><span style='font-family:
Arial'>Find button support - Currently, the Find button does not search QB
records.<span style="mso-spacerun: yes"> </span>I have begun
modifying QB to support this.</span></li>
</ul>
<p><img border=0 width=500 height=4 id="_x0000_i1058" src="GIF\Image2.gif"></p>
<p><b><span style='font-size:13.5pt;font-family:Arial'>Why did I write Quik
Budget?</span></b></p>
<p><span style='font-family:Arial'>Last year my wife and I decided to buy a
house. We found a new one that was due to finish building 6-months down the
road. We did the numbers and realized that if we stuck to a pretty strict
budget and maybe sold one car, we would be able to save the down-payment in the
time remaining. At first we used the Quicken credit card for virtually
everything so we could try to track the budget in Quicken but this was not a
satisfying solution.</span></p>
<p><span style='font-family:Arial'>Finally I wrote a prototype of QB in
Satellite Forms. By the end of the 6 months, we had saved so much money that,
not only did we have enough for the down-payment, but we were able to pay off
the car that we had thought we were going to need to sell.</span></p>
<p><span style='font-family:Arial'>I knew I was on to something so I started
over in C++ and spent 4 months writing Quik Budget 1.0. The response has been
fantastic. It has been really great getting email from so many people who have
found Quik Budget as useful as I do. And, of course, many of you have had some
great ideas that have resulted in Quik Budget maturing very quickly.<span
style="mso-spacerun: yes"> </span>Keep the ideas coming.</span></p>
<p><span style='font-family:Arial'>Now that we have a house (thanks to being
able to save money with QB), my wife wants a backyard (she doesn't like the
clay field that was included in the house.) Which leads us to...</span></p>
<p><img border=0 width=500 height=4 id="_x0000_i1059" src="GIF\Image2.gif"></p>
<p><a name=Price></a><b><span style='font-size:13.5pt;font-family:Arial'>How
much does it cost?</span></b></p>
<p><span style='font-family:Arial'>The better question is how much does it
save. So that you can find out for yourself, we have made QB free for the first
100 transactions. After that, it is only $19.95 to register. You can do this
online at either </span><a
href="http://st2.yahoo.com/pilotgearsw/quikbudget.html"><span style='font-family:
Arial'>PalmGear HQ</span></a><span style='font-family:Arial'> or <a
href="http://www.palmcentral.com/basket.shtml?addItem=4866">PalmCentral</a>. Or
you can order by mail by sending a check in U.S. funds to:</span></p>
<address><span style='font-family:Arial'>Scott Maxwell<br>
3129 Plum Tree Lane<br>
Escondido, CA 92027</span> </address>
<p><span style='font-family:Arial'>So please, give it a try and see for
yourself how quickly you save $19.</span></p>
<p><span style='font-family:Arial'>Thanks for trying Quik Budget.</span></p>
<p><a href="http://st2.yahoo.com/pilotgearsw/quikbudget.html"><span
style='text-decoration:none;text-underline:none'><img border=0 width=200
height=71 id="_x0000_i1060" src="GIF\BuyItAt.gif"></span></a><a
href="http://www.palmcentral.com/basket.shtml?addItem=4866"><span
style='text-decoration:none;text-underline:none'><img border=0 width=200
height=71 id="_x0000_i1061" src="GIF\big_button_buyit.gif"></span></a></p>
<p><span style='font-family:Arial'>You can always find the latest versions of
Quik Budget at <a href="http://www.QuikBudget.com">http://www.QuikBudget.com</a>.
If you like, you can go directly to the download page at <a
href="http://www.QuikBudget.com/Download.html">http://www.QuikBudget.com/Download.html</a>.</span></p>
<p> </p>
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